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So even though you are a college student, you may not qualify for one of these cards unless one of those two stipulations are met. You never know if another way of using your points may end up giving you a better return. Those can then be redeemed for a number of things.

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No Foreign Transaction Fee. You have a choice between receiving a statement credit to your next credit card bill, or just having that cash deposited directly into your bank account.

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Accrued miles never expire and can be redeemed in any amount, either as a statement credit for travel-related purchases or a cash deposit to a linked bank account. After that, the APR jumps to Know the difference between the two and how they operate can go a long way in making sure you're happy with the next card you sign up for.

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Key Fees There is no annual fee. The information on this page was reviewed for accuracy on May 23, About the Author Brittney Mayer Finance Contributor Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally.

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Joe Resendiz - November 30, Cash back credit cards are one of the most popular reward cards among consumers. It earns rewards, which is rare among secured cards. Amazon is not a sponsor of this promotion.

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  • Those can then be redeemed for a number of things.
  • The card accrues miles at a rate of 1.
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Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This promotional offer may not be offered in the future.

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For an explanation of our Advertising Policy, visit this page. In other words, it Miles cardholders are entitled to the same deals and bonuses as all other Discover cardholders, including on travel.

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Stocking up on gift cards? Bythe company had already signed its one-millionth merchant to be a part of the Discover network.

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It does offer a free monthly FICO score, but this is on par with other student credit cards. In DecemberMorgan Stanley announced Discover Financial Services would become its own independent publicly traded company in All you need is a piece of paper and a calculator.

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